Invest

Making money is painless, plentiful, and more when you invest.
What do you need cash for? Retirement? Wedding? Vacation? Education? Kids? A new house by the beach?

Whatever, your needs may be, it is nothing an investment can’t get you! Turn your dreams to reality by selecting an investment product of choice.

Make your first wealth decision;
pick your money maker

leaflet

Explore our products dicover meristem

MUTUAL FUNDS

This offers a low-cost method of investing in bonds, stocks, treasury bills and other fixed income instruments while offering you a professional, full-time fund manager. Our mutual funds allow you begin your investment journey with as low as NGN10,000 for the first month and fund your account with any amount subsequently. Our mutual fund account never expires and allows you gain interests as early as after 30days. The Meristem Mutual funds offer comes in two types;

MONEY MARKET FUND: The money market fund is a low risk fund, that invests in a combination of fixed income instruments like treasury bills, commercial papers, fixed deposit and call placement.

EQUITY MARKET FUND: The equity market fund is a high-risk fund, that invests in equity instruments like stocks.

Minimum Contribution:

NGN 10,000

FIXED TERM INVESTMENT PORTFOLIO (FIX-TIP)

The fixed term investment account serves as a better alternative to a savings account, especially for people looking to achieve set short-term projects. It affords individuals the opportunity to set asides money and get higher interest than a typical savings account in 30days. Are you looking to get a new phone? House? Or just a better way to save? FIXTIP makes all that easy.

Minimum Contribution:

NGN 200,000 /Month

TREASURY BILLS

Treasury bills, also known as "T-bills," are investment options issued by the Nigerian government. Treasury Bills afford you the opportunity to lend money to the government and get paid back with interest after a period time usually 91days, 182 days or 364days subject to your choice. This investment also offers you the opportunity to get your interest upfront or re-invest your capital plus interest after your investment tenure is over. T-bills is a great way to save for rent, school fees and other capital-intensive cost you may have.

Minimum Contribution:

NGN1,000,000 / 91, 182, 364 days

TARGET DATE PORTFOLIO (Locked fund)

What are your goals? Better savings culture? Wedding? Retirement? A new home? Education abroad for yourself or your children? Whatever, the goal is, you can only achieve it with the discipline a target date portfolio affords you. With a target date portfolio, you go from dreaming or wishing to living your goals. It allows you to set your target and achieve them when they matter most or before.

Minimum Contribution:

Custom

Investment Period:

Custom

DOLLAR INVESTMENT PORTFOLIO

This investment offers you a shield from currency risk. It is a great way to spread your investment and reduce your risk exposure. The Meristem Dollar investment creates a platform for you to earn interest in foreign currency and invest in dollar denominated instruments.

Minimum Contribution:

$2000 and multiples of $500 after the first deposit

Investment Period:

Minimum 6months

REAL ESTATE PORTFOLIO

This is a British pound denominated investment, designed to offer investors the actual advantage of currency appreciation and rental income. Through this product, investors have the opportunity to co-own real estate and generate income via short let rental and full-term tenancy arrangement

Minimum Contribution:

£2000 and multiples of £500 after the first deposit

Investment Period:

Minimum 6months

BOND INVESTMENT

This is a great way to invest. It is a long-term investment that offers you the opportunity to loan the government money and get paid interest after a duration of more than one year. The bond investment is highly recommended for those looking to raise funds for capital intensive projects (e.g. new houses, new offices, etc.) save for retirements or wealth preservation.

Minimum Contribution:

NGN50,001,000

Investment Period:

Minimum more than 1 year

meristem_leaf