Loans & Leases

Do not lose your next opportunity due to lack of funds. Are you a registered business or an individual looking to scale? Are you looking to scale without taking money from your operational capital? We are here to support.

At Meristem we understand that scaling business operations often require funds from external parties, but sadly other loan providers tend to offer loan rates that cost businesses their profits. Our understanding of this challenge has driven us to offer negotiable interest friendly loans, that allow businesses and individuals finally achieve their desires. Our loan solutions are offered to businesses and individuals in the ways below;

We offer negotiable interest friendly loans, that allow businesses and individuals finally achieve their desires.

leaflet

Explore our products dicover meristem

The Meristem Business loan is designed to bring solutions to registered Business Owners. It is an interest rate friendly product which provides business owners the required sum needed to boost their company's growth.

This loan facility by Meristem allows you to easily expand your business operations and fulfil outstanding long term or short-term projects.

To get started, below are some documentation required;

Application Requirements:
  • Be a Limited Liability Company
  • Have been in operation for at least one year
  • Company profile
  • Have 6-month current accounts
  • Have an account with Meristem
  • Have utility bills and 2 passports

For more information call our wealth-line on 0700MERISTEM or send an email to info@meristemng.com

The Meristem Consumer loan is designed to bring solutions to individual. It is an interest rate friendly product which provides Mass affluent the required sum needed to boost their cashflow.

This loan facility by Meristem allows you to fulfil outstanding long term or short-term projects.

To get started, below are some documentation required;

Application Requirements:
  • Application Letter
  • Means of Identification
  • Have 6-month current account
  • Have an account with Meristem
  • Have utility bills and 2 passports

Give your business the expansion it requires, call our wealthline on 0700MERISTEM or send an email to info@meristemng.com

The Meristem Operating Lease is designed to help organizations focus on what they love doing, their core business and increase their productivity and profitability. It is an affordable financial solution that takes the stress associated with purchase and management of fleet from businesses.

Through the operating lease package, Meristem takes care of the fleet acquisition, and maintenance processes. We also take care of additional expenses such as - Drivers, vehicle paperwork, record keeping, fuel management, license renewals, trackers, insurance, etc. all at pocket friendly rates.

To get started, below are some documentation required;

Application Requirements:
  • Company Profile
  • Two Corporate Current Bank Account Statements
  • 2 Passport Photographs
  • Utility Bill
  • Bank Statements (6 month most recent)
  • Audited financial statement/Management
  • Letter of Intent
  • Proforma Invoice

You can also reach us by calling our wealthline on or send an email to info@meristemng.com

Are you a business interested in cutting cost? This is for you. Do you want to acquire a fleet of cars?

Rather than utilize all available funds for the purchase of these operational vehicles. You can now divert them to other profit-making ventures, while we handle the purchase of whatever you want. All you must do is pay an affordable and convenient monthly or annual rental.

This is an ideal solution for organizations aiming to cut cost to the barest minimum, improve efficiency and inevitably increase profit.

To get started, below are some documentation required;

Application Requirements:
  • Company Profile
  • Corporate Current Bank Account Statements
  • 2 Passport Photographs
  • Bank Statements (6 month most recent)
  • Audited financial statement/Management
  • Utility Bill
  • Letter of Intent
  • Proforma Invoice

Start your cost cutting journey by calling our wealthline on 0700MERISTEM or send an email to info@meristemng.com

meristem_leaf