Working Capital Loan
Managed By: Meristem Finance Limited
Smooth out seasonal fluctuations and cover day‑to‑day operational expenses with Meristem’s flexible Working Capital Loan. This revolving facility allows you to draw funds as needed, repay, and redraw without reapplying—similar to an overdraft but with higher limits and lower interest. Use the funds to pay salaries, rent, utilities, or to purchase inventory ahead of peak sales periods. Interest is charged only on the amount you actually use, not the entire credit line. Repayment schedules are aligned with your cash conversion cycle, whether weekly, monthly, or tailored to your specific inflows. With a simple application process and quick disbursement, Meristem ensures that lack of working capital never holds your business back.
- Covers expenditure gaps
- Access to short-term loan
- Flexible repayment terms
- Helps businesses stay afloat by financing their payment gaps and fulfilling their working capital requirements
- Assists businesses fulfil their short-term goals or urgent cash flow shortfalls.
- Secures businesses during unexpected circumstances.